Investing can be a scary topic that many lack the confidence to tackle. Simran Kaur shares advice and knowledge to give you confidence to start dabbling in investments. Do you feel confident to kick-start your investing journey? Read on and find out how to overcome the gaps standing between you and the fruits of investing.
Money tips
Multi-level Marketing, or MLM, as it’s more commonly known, is a polarizing topic. Proponents preach about its power to transform your lifestyle for the better. Opponents tell cautionary tales of misleading claims, social pressure, and loss of money. What is certain is that MLMs are as popular as ever before. Let’s take a deep dive into this world and find out why many regard it as the darker side of side hustle culture.
Money tips
Whether it’s for full-time employment or a side hustle, more and more people are choosing to ditch the traditional 9-to-5 in favor of the gig economy. Artur Meyster, Founder and CTO of Career Karma, talks to the rise of this independent, flexible and convenient way of working. He also shares some advice on how you can upskill yourself to make the most of its benefits.
Money tips
Ruth has been blogging at The Happy Saver for five years, and her blog now out-earns her day job. Today, she shares her experiences about how to make money blogging. She encourages readers who are keen to create an additional income stream, to stop asking, “Should I start a blog?” and instead just start writing!
Money tips
Side hustles can be a fun exercise and a great way to earn extra money. From reinvesting in your business to increasing your savings, you have plenty of options for making the most of the additional income. Here are five valuable ways to wisely spend your side hustle earnings.
Money tips
Whether you have a spare room in your home or a second property, becoming an Airbnb host is a great way to make some money on the side. But it can come with unexpected expenses that affect your bottom line. Jason shares ten ways he keeps costs down as an Airbnb host.
Money tips
Whatever stage of life we’re in, everyone needs a rainy day fund. However, how much is enough? And how do you even get started if you’re still paying off credit card debt, or servicing an auto loan? Ruth The Happy Saver guides us through the steps to do so, and shares how her emergency fund has been there for her time and time again.
Money tips
For some, the thought of budgeting is painful. Boring spreadsheets and depriving yourself of buying the stuff you like? Yuck! But your budget doesn’t have to be meticulous to be successful. Paridhi Jain, founder of SkilledSmart, shares how you can get control of your spending without being tied to a restrictive budget.
Money tips
Looking to get fitter? When you factor in gym memberships, personal trainers and exercise equipment, working out can be an expensive endeavor! Chloe explores three ways to up your fitness game without having to spend a lot of money.
Money tips
“Free” platforms and websites can be tempting when you’re looking to invest and make every cent count. But what is it really costing you? Dean Anderson, CEO of Kernel Wealth, shares why you should take more than just the price into consideration when choosing your mechanism for investing.
Money tips
Buying a home can be one of your most important life events. It’s a big time and money commitment, and like other life events, how do you know you’re ready to take that next step? Regardless of your stage in life, we’ve gathered some signs it could be time to purchase your first house.
Money tips
What do you get when you add lack of working space, room to build and a penchant for DIY? Your very own backyard home office, of course. Ruth The Happy Saver tells the tale of her glorious writing studio, and how she and her husband built it themselves for cheap.
Money tips
With lockdown (mostly) over and socializing back in our calendars, there’s nothing like a good dinner party or at-home gathering to get your mates together without breaking the bank. But, without careful planning, a home soiree can add up to totals that rival a night out. To help you host your squad without going broke, we’ve rounded up our top five tips for hosting a party on a budget.
Money tips
Moving house is invariably stressful. Even the smoothest of moves require some pretty serious planning and hefty appetite for organization. And the cost of moving house can also add fuel to that anxious fire! PocketSmith guest writer Emma has recently moved house,and has rounded up her best moving house tips for reducing stress and saving cash at the same time.
Money tips
Blogs and podcasts are a great resource, but don’t forget about the power of a good book! Ruth The Happy Saver shares her top five personal finances reads that you can turn to for some money management wisdom.
Money tips
International travel is finally creeping back into our post-lockdown lives, and we couldn’t be happier. If you’re craving a sojourn across the ditch, we’ve packed everything you need to know about the Trans-Tasman Travel Bubble into one handy guide. You are so welcome. Happy travelling!
Money tips
If you did some budget planning at the start of the year, then the half-year mark is an excellent time to assess and tweak your budgets! Ruth The Happy Saver shows us how she uses her favorite PocketSmith features to ensure that she is reaching her earning, saving, investing and spending goals.
Money tips
We’ve all seen stories of people selling old stamp collections and baseball cards for large amounts of money. It’s even the main source of income for some people now, but can the Average Joe join in too? Chloe explores the world of collectibles trading, and whether they might be a good investment.
Money tips
No matter where you are in the world, the weather is changing and you’ll be heading into slippers or swimwear season. But new seasons means new expenses, and your wallet can take a hit. Ruth The Happy Saver offers some tips on how you can keep your budget intact when the seasons change.
Money tips
Fixing your broken appliances is great for the environment and your wallet. But sometimes it’s not the most sensible option, whether the cost of parts are too expensive or a newly purchased machine is more economical to run. But how do you make that decision? David shares some questions to ask yourself to determine whether you should repair or replace.
Money tips
Managing a home is more than just your preferred appliance brand or the system you use to divide up chores, it’s about how you communicate with the members of your household and the behaviors you engage in to ensure everything runs smoothly. Household CFO and happy saver Ruth shares how her family of three work together to run a smooth operation.
Money tips
So many podcasts, so little time! Not to worry, we’ve curated a list of our favorite business and financial podcasts that educate, inspire and very frequently, make us chuckle. All that’s left is to pick a show, put on your headphones, and prepare to come away with something new.
Money tips
New to the world of investing? Ruth shares her journey from newbie to seasoned investor, giving us a quick 101-rundown on her favorite investment approach, the humble index fund. Find out why Warren Buffett recommends index funds as the best way for everyday investors to grow their money, as well as some quick ways to start!
Money tips
Had enough of personal finance books and financial jargon? If you need a break from reading about compound interest, sinking funds and the nuances of envelope budgeting, we’ve selected some beautiful lines from classic literature that impart some surprising lessons about money management.
Money tips
Buy, sell, and share markets - oh my! Investing has made its way into everyday chat but it’s still a difficult pursuit to get into, so we asked our very wise guest writers for advice on launching your investing journey. Emma is kicking things off this week by answering seven ‘investments 101’ questions to build the foundation of your investing knowledge.
